Risk and Compliance Analyst

ROLE SCOPE 

As a Risk & Compliance Analyst you will be complying with the Company’s Risk & Compliance strategy, 
define and communicate key controls and processes and coordinate with the RCM and the country 
Mobile Financial Service Business Manager a plan and timeline to implement them, submitting 
suspicious activity reports in coordination with the RCM and preparing and submitting responses for 
regulatory authorities.   

KEY FUNCTIONS 
 
Risk & Compliance  

• Execute and report to the RCM on all Anti-Money Laundering & Counter Financing of Terrorism 
  (AML/CFT) operational matters, ensuring adherence to the Company’s AML/CFT policies and 
  procedures.
• Conduct risk-based analysis and evaluations of compliance matters in accordance with 
  approved group processes and regulatory guidelines from the Central Bank of Samoa and other 
  relevant regulatory authorities.
• Support the coordination of periodic independent reviews to assess the effectiveness of the 
  Risk & Compliance Program as directed by the RCM.
• Collaborate with the RCM to develop policies and reports that ensure proper execution of the 
  Risk & Compliance Programs and compliance with reporting obligations.
• Collaborate and support RCM in conducting regular risk assessments to ensure the ongoing 
  effectiveness of Digicel (Samoa) Financial Services Limited's (“DSFSL”) risk management 
  framework for MFS.
• Collaborate with other departments, such as IT and Operations, to ensure appropriate controls 
  are implemented to mitigate identified risks.
• Ensure the implementation of internal controls within the MFS area, ensuring compliance with 
  control requirements for new projects.
• Prepare regular reports on AML/CTF compliance, risk management activities, and regulatory 
  adherence for senior management and the Board.
• Identify opportunities to improve the effectiveness and efficiency of DSFSL's MFS risk 
  management and compliance programs.

Governance

• Preparation of meeting minutes for the Audit & Risk Committee (ARC) and Board meetings 
  within the designated timeframe, and assist with the logistics for ARC and Board meetings.
• Compilation of regulatory correspondence and maintain the regulator correspondence 
  register. 

Academic qualifications and experience required for job:

• A tertiary qualification in Banking, Finance Accounting, Criminal Justice or Law.
• Two (2) years of experience in the risk & compliance function in a Mobile Financial Service / 
  Mobile Money, Financial Institution or regulatory entity. 

Skills required for this role (eg Strong communication skills, ability to influence, develop relationships, 
able to work on own initiative but also in team environment)

• CAMS Certified or any other similar certification a plus.  
• Knowledge and understanding of relevant laws and regulations relating to the Payment Service 
  Providers / Mobile Money, and Telecommunication industry is required.  
• Knowledge of AML regulations and guidelines in the South Pacific country including Fiji, Samoa 
  and Tonga or Vanuatu is required. 

Competencies  - below are the 5 competencies which we expect all staff in Digicel to display and 3 
Additional competencies for Managers 
 
ALL STAFF  
 
Competencies  - below are the 5 competencies which we expect all staff in Digicel to display in their daily work.  

Competency  What behavior should we see  

1. Customer focused Always put the customer first always whether this is an internal or external customer
2. Problem Solving  Always attempt to find solutions to problems and challenges which you face in your daily work.
3. Drive for results Always focus on achieving the result you and the business will benefit from, be motivated to do well always.
4. Follow through  Do what you say you will do, take ownership of your situation.
5. Effective Relationships  Build relationships with both your colleagues and your customers

MANAGEMENT LEVEL - At management level there are 3 additional Competencies 
 
Competencies - below are the 3 additional competencies which we expect Managers  in Digicel to display in their daily work. 
 
Competency  What behavior should we see  

1. Performance Management Ability to manage both poor and high performers, full understanding of formal performance management procedures.
2. People Development   Understand what is required to develop staff to enable them to grow their career within the business.
3. Leadership Provide a clear vision for your team, lead your team in a professional manner, always lead by example.